Transform Your Home Without the Upfront Cost
Your partner in planning, funding, and delivering your remodel.
The ParagonHaven Home program combines construction management with flexible financing — no monthly payments until you sell or refinance.
ParagonHaven Group partners with licensed contractors to provide construction management and funding coordination. We are not a licensed contractor or lender.
Estimate Your Available Equity
Quick estimate to see how much cash you could access from your home’s equity.
For estimation purposes only. Final amounts are subject to appraisal results and program terms.
Get Pre-Qualified
Answer a few simple questions about your home and remodel goals. We’ll review your information and confirm eligibility for flexible funding options that let you upgrade now and pay later.
Estimate & Planning
A ParagonHaven estimator visits your property to review the project, verify details, and prepare a clear remodel plan. You’ll receive a full cost breakdown and guidance on available funding options.
Remodel & Results
Your licensed contractor completes the approved remodel while ParagonHaven oversees project progress and funding coordination. Enjoy a seamless process with no monthly payments until you sell or refinance.
How It Works
Remodel Now, Pay Later With Smart Home Funding
Through the ParagonHaven Home Program, you can upgrade your home without any upfront payments. Our team connects you with flexible financing options and trusted licensed contractors, making it easier to complete your remodel now and pay when you sell or refinance.
Every project begins with a personalized in-home estimate to understand your vision, scope, and budget. From planning to funding coordination and final delivery, ParagonHaven provides expert management support every step of the way—ensuring your remodel stays efficient, transparent, and stress-free.
Services
Remodel Projects You Can Finance With ParagonHaven
A professional in-home estimate helps you explore which remodel improvements best fit your home’s design, value, and energy goals. With flexible funding options and licensed contractors, you can complete upgrades now and pay later — once you sell or refinance.
Depending on your goals and approved budget, our partner contractors may provide:
Kitchen & Bath Remodels — cabinet refacing, countertops, tile, lighting, and fixtures
Flooring & Interior Upgrades — hardwood, luxury vinyl, or carpet replacements
Exterior Enhancements — roofing, paint, stucco, doors, and window replacements
Energy-Efficient Systems — HVAC, insulation, water heaters, or solar prep work
Smart Home Modernization — lighting, thermostats, security, and connectivity features
Outdoor Living Improvements — patio covers, decks, fencing, and landscaping
During your consultation, we document your home’s current condition, review design options, and connect you with trusted licensed contractors. ParagonHaven coordinates funding and project management—so you can focus on transforming your home without the upfront cost.
Wondering if You Qualify?
Answer a few quick questions to see if your home qualifies for flexible remodel funding — no obligation, no upfront cost. If eligible, we’ll connect you with trusted contractors and help secure the best funding option for your project.
Financing provided through third-party Home Equity Investment partners. ParagonHaven Group does not provide loans or extend credit. Terms and eligibility subject to partner approval.
Eligibility
See If You Qualify for the ParagonHaven Home Program
Most homeowners qualify for at least one of our flexible funding options. Eligibility is based on your home’s value, available equity, and basic financial standing — not your income alone. Choose the criteria that best describe your situation to see if you’re likely to qualify.
Path 1: Based on Your Home’s Equity
You may qualify if your property meets these basic guidelines:
The home is your primary residence (single-family, townhouse, or select condos).
Located in an eligible area within the state.
You have at least ~30% equity remaining in the home after all mortgages and liens.
The property is in good condition and suitable for remodeling work.
No major title issues or unresolved tax liens.
Path 2: Based on Your Financial Readiness
You may qualify if you meet the following general financial criteria:
The home is your primary residence (single-family, townhouse, or select condos).
Mortgage and property taxes are current and in good standing.
No active bankruptcies or foreclosures within the past two years.
You plan to remain in the home for at least 12 months after completing the remodel.
FAQs
Frequently Asked Questions
Do I need to pay anything upfront?
No. With the ParagonHaven Home Program, qualified homeowners can remodel now and pay later through a Home Equity Investment or similar funding option. There are no monthly payments; repayment occurs when you sell or refinance your home.
How do I know if I qualify?
Eligibility is based primarily on your home’s equity, value, and financial standing—not just your income. Most homeowners with at least 30% equity and a credit score of 500+ are likely to qualify. You can get pre-qualified in just a few minutes online.
Do I need to have great credit?
Not necessarily. Many of our funding partners accept a wide range of credit profiles. As long as your mortgage and property taxes are current and your home has sufficient equity, you may still qualify.
I’m a renter—can I participate?
This program is only available to homeowners, since the investment is secured by the home’s equity. However, if you’re purchasing a home or in the process of refinancing, we can guide you through future eligibility options.
How long does the in-home estimate take?
Typically 60-90 minutes. Our estimator reviews your project goals, verifies property details, and prepares a custom plan outlining potential costs, contractor options, and available funding paths.
Are there any hidden fees or costs?
No hidden fees. All project costs and funding terms are reviewed with you in advance. You’ll see exactly how the repayment structure works before moving forward.
What happens when I sell or refinance?
When you sell or refinance, the investor receives their agreed-upon share of the home’s appreciated value. Any remaining equity is yours. We’ll help you understand your repayment details before signing.
How is my personal information protected?
Your information is used solely for qualification, funding, and project coordination purposes. We never sell or share your data, and all submissions are secured using encrypted systems compliant with privacy regulations.
See if Your Home Qualifies for Smart Remodel Funding
Take a minute to check your eligibility — no obligation and no upfront cost. If your home qualifies, we’ll connect you with a licensed contractor and help secure flexible home-equity–based funding that lets you complete your remodel with confidence.
Financing provided through third-party Home Equity Investment partners. ParagonHaven Group does not provide loans or extend credit. Terms and eligibility subject to partner approval.
Contact Us
ParagonHaven Group LLC is an independent consultant and construction management partner. We do not provide loans or extend credit. All financing options are offered through third-party Home Equity Investment and lending partners. Eligibility, terms, and approvals are determined solely by those partners.
Email Us